Employee Benefits

Wide Choice of Group Health Insurance carriers

As a licensed broker, Steve Harwell represents all the major group benefits companies in North Carolina.  As your agent, he is able to shop, compare, and negotiate with an insurance carrier that best fits your company needs.

Exceptional Service

From the initial enrollment to the ongoing administration of your group benefits plan, Harwell Financial & Insurance Services, Inc. is able to help answer any questions that may arise.  There is no longer any need for your or your employees to contact the insurance company directly; consuming your valuable time with long customer service wait times.  We are able to help you directly with any questions regarding your group benefits plan.

Saving you time and money

Helping you provide the best benefit available for you and your employees' needs, while saving you the time and hassle of contacting the insurance companies directly.  As your Insurance Broker, our complimentary services include, but are not limited to:

• Installing and maintaining your employee benefits plan

• Yearly plan reviews and market analysis

• Claim questions

• Employee Benefit Administration Assistance:

  • Billing

  • Employee enrollments, changes and terminations

  • COBRA and State Continuation